Personal Injury Lawyers in Canton, Texas
According to the Texas Department of Transportation, in 2015 3,531 people died on Texas roads. The estimated economic loss of these crashes alone is $37.8 billion. These numbers don’t even begin to account for the burden families face when either they or their loved ones are injured in an auto accident. Every year, over 17,000 people sustain serious injuries in auto accidents in Texas. These injuries can result in major lifestyle changes, require weeks to months of rehabilitation, and may require individuals to miss time at work. The law offers important protections to individuals who have been injured in an auto accident in Canton, Texas. If you or a loved one has been in a car accident, a personal injury lawyer in Canton, Texas may be able to assist you in receiving a recovery to pay for medical expenses, lost wages, and pain and suffering damages.
The Cooper Law Firm understands that the days and weeks after a car accident can be stressful for all involved. You may be assisting a loved one who is recovering from a crash. Families may be struggling under the burdens of additional bills or facing the stress of missed time at work. You don’t have to negotiate with insurers or negligent drivers alone. The Cooper Law Firm can help.
Speaking to Your Insurer If You’ve Been Personally Injured in Canton, Texas
Under Texas law, all drivers are required to purchase basic auto accident coverage. The coverage minimums include up to $30,000 for each injured person and $25,000 for property damage per accident. Yet, insurance may only cover a portion of the fees a family can incur after suffering a personal injury in an auto accident. According to the Centers for Disease Control, the average cost of an emergency room visit after a car crash is $3,300. Yet, for individuals who are hospitalized due to an auto accident, the average medical bill increases to $57,000. Clearly, Texas’s minimum requirements for insurance don’t always cover the full cost of medical care. Every year in the U.S. 2.5 million people visit the emergency department and over 200,000 are hospitalized due to car accident injuries.
So, what are your options if your medical expenses exceed Texas’s minimum coverage amounts? First of all, it is important to understand your policy’s limits. You may have purchased a policy with a higher limit. The other driver responsible for the crash may also have purchased a policy with a higher limit. If you are having trouble understanding your insurance policy, a personal injury lawyer in Canton, Texas may be able to assist you. You should also ask insurance adjusters how they are arriving at their settlement amounts. Adjusters may use formulas and computer programs to determine how much money to pay you. These formulas and programs may rely on statistics, and not the actual facts of your auto accident. Your adjuster should be able to document how he or she arrived at the figures she or he is offering you. If you believe you are entitled to a greater recovery, an auto accident lawyer can work with your adjuster to help you get the maximum recovery allowable under the law.
When dealing with insurance adjusters, avoid making any statements, even if you are asked to do so. It is perfectly acceptable to ask your insurance adjuster to contact you in writing. This can be helpful so that your personal injury lawyer can review all documents and help you get the best possible recovery. The Cooper Law Firm can assist you when speaking to insurance adjusters and can review your policy. Contact our Canton, Texas personal injury lawyers today, if you need assistance.
Understanding Comparative Fault Rules in Canton, Texas
If insurance does not cover all your medical expenses, lost wages, and pain and suffering, you may be entitled to seek a recovery from a negligent driver responsible for your accident. However, you are only permitted in Texas to seek a recovery if you are less than 50% at fault for the accident. Your damages will also be reduced based on your percentage of fault. A personal injury lawyer can present evidence to show the other driver’s role in the accident, and help you get the maximum recovery allowable under the law. Your Canton, Texas personal injury attorney can look at police reports, speak to witnesses, and talk to experts to build the strongest possible case. If you’ve been seriously injured in an auto accident in Canton, Texas, a personal injury lawyer may be able to help. The Cooper Law Firm works closely with victims and their families to help them pay their medical expenses, cover lost wages, and move forward with their lives after a crash.
Seeking Justice in Canton, Texas
The road to recovery can be long if you’ve been in an auto accident in Canton, Texas. You don’t have to do it alone. The Cooper Law Firm is here to help you handle your personal injury claim, from speaking to insurers to fighting negligent drivers either inside or outside court to help you get the recovery you may deserve. Contact our law office today.
Telephone ; (903) 297-0037
Toll-Free: 1-855-297-HURT (4878